LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,301
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,016
−HK$2,759/mo
Today · 4.125%
HK$92,775
baseline
▲ 0.50% · 4.625%
HK$98,420
+HK$5,645/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,550/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,121
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,726
−HK$2,642/mo
Today · 4.125%
HK$102,368
baseline
▲ 0.50% · 4.625%
HK$107,764
+HK$5,396/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,736/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,761
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,019
−HK$3,311/mo
Today · 4.125%
HK$111,330
baseline
▲ 0.50% · 4.625%
HK$118,104
+HK$6,774/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$222,660/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,545
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$119,671
−HK$3,171/mo
Today · 4.125%
HK$122,842
baseline
▲ 0.50% · 4.625%
HK$129,317
+HK$6,475/mo
Deposit HK$15.31M · loan HK$22.97M · min. income ≈ HK$245,684/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,221
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,023
−HK$3,862/mo
Today · 4.125%
HK$129,885
baseline
▲ 0.50% · 4.625%
HK$137,788
+HK$7,903/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$259,770/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,970
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,616
−HK$3,700/mo
Today · 4.125%
HK$143,316
baseline
▲ 0.50% · 4.625%
HK$150,870
+HK$7,554/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$286,632/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,141
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,029
−HK$4,966/mo
Today · 4.125%
HK$166,995
baseline
▲ 0.50% · 4.625%
HK$177,157
+HK$10,162/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$333,990/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,818
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,507
−HK$4,756/mo
Today · 4.125%
HK$184,263
baseline
▲ 0.50% · 4.625%
HK$193,976
+HK$9,713/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$368,526/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,132 · Scale 2, in force from 26 Feb 2026)