LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,306
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,022
−HK$2,759/mo
Today · 4.125%
HK$92,781
baseline
▲ 0.50% · 4.625%
HK$98,426
+HK$5,645/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,562/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,127
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,732
−HK$2,642/mo
Today · 4.125%
HK$102,374
baseline
▲ 0.50% · 4.625%
HK$107,771
+HK$5,397/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,748/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,767
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$108,026
−HK$3,311/mo
Today · 4.125%
HK$111,337
baseline
▲ 0.50% · 4.625%
HK$118,111
+HK$6,774/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$222,674/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,552
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$119,678
−HK$3,171/mo
Today · 4.125%
HK$122,849
baseline
▲ 0.50% · 4.625%
HK$129,325
+HK$6,476/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$245,698/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,228
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,030
−HK$3,863/mo
Today · 4.125%
HK$129,893
baseline
▲ 0.50% · 4.625%
HK$137,797
+HK$7,904/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$259,786/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,978
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,625
−HK$3,699/mo
Today · 4.125%
HK$143,324
baseline
▲ 0.50% · 4.625%
HK$150,879
+HK$7,555/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$286,648/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,151
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,039
−HK$4,966/mo
Today · 4.125%
HK$167,005
baseline
▲ 0.50% · 4.625%
HK$177,167
+HK$10,162/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$334,010/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,828
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,517
−HK$4,757/mo
Today · 4.125%
HK$184,274
baseline
▲ 0.50% · 4.625%
HK$193,987
+HK$9,713/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$368,548/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,229 · Scale 2, in force from 26 Feb 2026)