LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,308
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,024
−HK$2,759/mo
Today · 4.125%
HK$92,783
baseline
▲ 0.50% · 4.625%
HK$98,429
+HK$5,646/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$185,566/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,130
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,735
−HK$2,642/mo
Today · 4.125%
HK$102,377
baseline
▲ 0.50% · 4.625%
HK$107,774
+HK$5,397/mo
Deposit HK$19.14M · loan HK$19.14M · min. income ≈ HK$204,754/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,770
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$108,029
−HK$3,311/mo
Today · 4.125%
HK$111,340
baseline
▲ 0.50% · 4.625%
HK$118,115
+HK$6,775/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$222,680/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,555
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,681
−HK$3,172/mo
Today · 4.125%
HK$122,853
baseline
▲ 0.50% · 4.625%
HK$129,328
+HK$6,475/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$245,706/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,232
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,034
−HK$3,863/mo
Today · 4.125%
HK$129,897
baseline
▲ 0.50% · 4.625%
HK$137,800
+HK$7,903/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$259,794/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,981
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$139,628
−HK$3,700/mo
Today · 4.125%
HK$143,328
baseline
▲ 0.50% · 4.625%
HK$150,883
+HK$7,555/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$286,656/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,155
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$162,043
−HK$4,967/mo
Today · 4.125%
HK$167,010
baseline
▲ 0.50% · 4.625%
HK$177,172
+HK$10,162/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$334,020/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,833
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,522
−HK$4,757/mo
Today · 4.125%
HK$184,279
baseline
▲ 0.50% · 4.625%
HK$193,992
+HK$9,713/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$368,558/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,274 · Scale 2, in force from 26 Feb 2026)