LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,314
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,030
−HK$2,760/mo
Today · 4.125%
HK$92,790
baseline
▲ 0.50% · 4.625%
HK$98,436
+HK$5,646/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,580/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,136
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,741
−HK$2,643/mo
Today · 4.125%
HK$102,384
baseline
▲ 0.50% · 4.625%
HK$107,781
+HK$5,397/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,768/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,777
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$108,036
−HK$3,311/mo
Today · 4.125%
HK$111,347
baseline
▲ 0.50% · 4.625%
HK$118,123
+HK$6,776/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$222,694/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,563
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,689
−HK$3,172/mo
Today · 4.125%
HK$122,861
baseline
▲ 0.50% · 4.625%
HK$129,337
+HK$6,476/mo
Deposit HK$15.32M · loan HK$22.97M · min. income ≈ HK$245,722/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,240
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,042
−HK$3,863/mo
Today · 4.125%
HK$129,905
baseline
▲ 0.50% · 4.625%
HK$137,810
+HK$7,905/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$259,810/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,991
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$139,638
−HK$3,700/mo
Today · 4.125%
HK$143,338
baseline
▲ 0.50% · 4.625%
HK$150,893
+HK$7,555/mo
Deposit HK$11.49M · loan HK$26.80M · min. income ≈ HK$286,676/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,165
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,054
−HK$4,967/mo
Today · 4.125%
HK$167,021
baseline
▲ 0.50% · 4.625%
HK$177,184
+HK$10,163/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$334,042/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,845
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,534
−HK$4,757/mo
Today · 4.125%
HK$184,291
baseline
▲ 0.50% · 4.625%
HK$194,006
+HK$9,715/mo
Deposit HK$3.83M · loan HK$34.46M · min. income ≈ HK$368,582/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,384 · Scale 2, in force from 26 Feb 2026)