LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,330
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,046
−HK$2,760/mo
Today · 4.125%
HK$92,806
baseline
▲ 0.50% · 4.625%
HK$98,453
+HK$5,647/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,612/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,153
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,759
−HK$2,643/mo
Today · 4.125%
HK$102,402
baseline
▲ 0.50% · 4.625%
HK$107,800
+HK$5,398/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,804/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,796
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$108,055
−HK$3,312/mo
Today · 4.125%
HK$111,367
baseline
▲ 0.50% · 4.625%
HK$118,144
+HK$6,777/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,734/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,584
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,711
−HK$3,172/mo
Today · 4.125%
HK$122,883
baseline
▲ 0.50% · 4.625%
HK$129,360
+HK$6,477/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,766/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,261
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,064
−HK$3,864/mo
Today · 4.125%
HK$129,928
baseline
▲ 0.50% · 4.625%
HK$137,834
+HK$7,906/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,856/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,015
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,662
−HK$3,701/mo
Today · 4.125%
HK$143,363
baseline
▲ 0.50% · 4.625%
HK$150,920
+HK$7,557/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,726/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,193
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,083
−HK$4,968/mo
Today · 4.125%
HK$167,051
baseline
▲ 0.50% · 4.625%
HK$177,215
+HK$10,164/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$334,102/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,876
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,566
−HK$4,758/mo
Today · 4.125%
HK$184,324
baseline
▲ 0.50% · 4.625%
HK$194,040
+HK$9,716/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$368,648/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,672 · Scale 2, in force from 26 Feb 2026)