LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,334
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,050
−HK$2,760/mo
Today · 4.125%
HK$92,810
baseline
▲ 0.50% · 4.625%
HK$98,458
+HK$5,648/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,620/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,158
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,764
−HK$2,643/mo
Today · 4.125%
HK$102,407
baseline
▲ 0.50% · 4.625%
HK$107,805
+HK$5,398/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,814/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,801
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,061
−HK$3,312/mo
Today · 4.125%
HK$111,373
baseline
▲ 0.50% · 4.625%
HK$118,149
+HK$6,776/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,746/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,590
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,717
−HK$3,172/mo
Today · 4.125%
HK$122,889
baseline
▲ 0.50% · 4.625%
HK$129,366
+HK$6,477/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,778/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,267
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$126,071
−HK$3,864/mo
Today · 4.125%
HK$129,935
baseline
▲ 0.50% · 4.625%
HK$137,841
+HK$7,906/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,870/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,021
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$139,669
−HK$3,701/mo
Today · 4.125%
HK$143,370
baseline
▲ 0.50% · 4.625%
HK$150,927
+HK$7,557/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,740/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,201
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,091
−HK$4,968/mo
Today · 4.125%
HK$167,059
baseline
▲ 0.50% · 4.625%
HK$177,224
+HK$10,165/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$334,118/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,884
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$179,575
−HK$4,758/mo
Today · 4.125%
HK$184,333
baseline
▲ 0.50% · 4.625%
HK$194,049
+HK$9,716/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$368,666/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,751 · Scale 2, in force from 26 Feb 2026)