LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,336
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,052
−HK$2,760/mo
Today · 4.125%
HK$92,812
baseline
▲ 0.50% · 4.625%
HK$98,460
+HK$5,648/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,624/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,160
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,766
−HK$2,643/mo
Today · 4.125%
HK$102,409
baseline
▲ 0.50% · 4.625%
HK$107,807
+HK$5,398/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,818/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,803
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,063
−HK$3,312/mo
Today · 4.125%
HK$111,375
baseline
▲ 0.50% · 4.625%
HK$118,152
+HK$6,777/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,750/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,592
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,719
−HK$3,172/mo
Today · 4.125%
HK$122,891
baseline
▲ 0.50% · 4.625%
HK$129,369
+HK$6,478/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,782/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,270
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,073
−HK$3,864/mo
Today · 4.125%
HK$129,937
baseline
▲ 0.50% · 4.625%
HK$137,844
+HK$7,907/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,874/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,024
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$139,672
−HK$3,701/mo
Today · 4.125%
HK$143,373
baseline
▲ 0.50% · 4.625%
HK$150,930
+HK$7,557/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,746/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,204
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,094
−HK$4,968/mo
Today · 4.125%
HK$167,062
baseline
▲ 0.50% · 4.625%
HK$177,228
+HK$10,166/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$334,124/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,888
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$179,578
−HK$4,759/mo
Today · 4.125%
HK$184,337
baseline
▲ 0.50% · 4.625%
HK$194,053
+HK$9,716/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$368,674/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,784 · Scale 2, in force from 26 Feb 2026)