LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,342
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,058
−HK$2,761/mo
Today · 4.125%
HK$92,819
baseline
▲ 0.50% · 4.625%
HK$98,466
+HK$5,647/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,638/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,167
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,773
−HK$2,643/mo
Today · 4.125%
HK$102,416
baseline
▲ 0.50% · 4.625%
HK$107,815
+HK$5,399/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,832/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,810
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,070
−HK$3,312/mo
Today · 4.125%
HK$111,382
baseline
▲ 0.50% · 4.625%
HK$118,160
+HK$6,778/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,764/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,600
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,727
−HK$3,172/mo
Today · 4.125%
HK$122,899
baseline
▲ 0.50% · 4.625%
HK$129,378
+HK$6,479/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,798/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,278
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$126,082
−HK$3,864/mo
Today · 4.125%
HK$129,946
baseline
▲ 0.50% · 4.625%
HK$137,853
+HK$7,907/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,892/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,033
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$139,682
−HK$3,701/mo
Today · 4.125%
HK$143,383
baseline
▲ 0.50% · 4.625%
HK$150,941
+HK$7,558/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,766/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,215
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$162,105
−HK$4,969/mo
Today · 4.125%
HK$167,074
baseline
▲ 0.50% · 4.625%
HK$177,240
+HK$10,166/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$334,148/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,900
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$179,591
−HK$4,758/mo
Today · 4.125%
HK$184,349
baseline
▲ 0.50% · 4.625%
HK$194,066
+HK$9,717/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$368,698/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,895 · Scale 2, in force from 26 Feb 2026)