LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,345
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,062
−HK$2,760/mo
Today · 4.125%
HK$92,822
baseline
▲ 0.50% · 4.625%
HK$98,470
+HK$5,648/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,644/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,171
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,777
−HK$2,643/mo
Today · 4.125%
HK$102,420
baseline
▲ 0.50% · 4.625%
HK$107,819
+HK$5,399/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,840/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,814
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,074
−HK$3,313/mo
Today · 4.125%
HK$111,387
baseline
▲ 0.50% · 4.625%
HK$118,165
+HK$6,778/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,774/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,605
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,732
−HK$3,172/mo
Today · 4.125%
HK$122,904
baseline
▲ 0.50% · 4.625%
HK$129,383
+HK$6,479/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,808/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,283
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$126,087
−HK$3,864/mo
Today · 4.125%
HK$129,951
baseline
▲ 0.50% · 4.625%
HK$137,859
+HK$7,908/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,902/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,039
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$139,687
−HK$3,702/mo
Today · 4.125%
HK$143,389
baseline
▲ 0.50% · 4.625%
HK$150,947
+HK$7,558/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,778/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,221
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$162,112
−HK$4,968/mo
Today · 4.125%
HK$167,080
baseline
▲ 0.50% · 4.625%
HK$177,247
+HK$10,167/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$334,160/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,907
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$179,598
−HK$4,759/mo
Today · 4.125%
HK$184,357
baseline
▲ 0.50% · 4.625%
HK$194,074
+HK$9,717/mo
Deposit HK$3.83M · loan HK$34.47M · min. income ≈ HK$368,714/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,627,961 · Scale 2, in force from 26 Feb 2026)