LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,350
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,067
−HK$2,761/mo
Today · 4.125%
HK$92,828
baseline
▲ 0.50% · 4.625%
HK$98,476
+HK$5,648/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,656/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,176
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,782
−HK$2,644/mo
Today · 4.125%
HK$102,426
baseline
▲ 0.50% · 4.625%
HK$107,825
+HK$5,399/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,852/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,820
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,080
−HK$3,313/mo
Today · 4.125%
HK$111,393
baseline
▲ 0.50% · 4.625%
HK$118,171
+HK$6,778/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$222,786/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,611
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$119,739
−HK$3,172/mo
Today · 4.125%
HK$122,911
baseline
▲ 0.50% · 4.625%
HK$129,390
+HK$6,479/mo
Deposit HK$15.32M · loan HK$22.98M · min. income ≈ HK$245,822/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,290
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,094
−HK$3,865/mo
Today · 4.125%
HK$129,959
baseline
▲ 0.50% · 4.625%
HK$137,866
+HK$7,907/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$259,918/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,046
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,695
−HK$3,702/mo
Today · 4.125%
HK$143,397
baseline
▲ 0.50% · 4.625%
HK$150,955
+HK$7,558/mo
Deposit HK$11.49M · loan HK$26.81M · min. income ≈ HK$286,794/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,230
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,121
−HK$4,969/mo
Today · 4.125%
HK$167,090
baseline
▲ 0.50% · 4.625%
HK$177,257
+HK$10,167/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$334,180/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,917
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$179,608
−HK$4,759/mo
Today · 4.125%
HK$184,367
baseline
▲ 0.50% · 4.625%
HK$194,085
+HK$9,718/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$368,734/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,051 · Scale 2, in force from 26 Feb 2026)