LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,354
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,072
−HK$2,760/mo
Today · 4.125%
HK$92,832
baseline
▲ 0.50% · 4.625%
HK$98,481
+HK$5,649/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$185,664/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,181
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,787
−HK$2,644/mo
Today · 4.125%
HK$102,431
baseline
▲ 0.50% · 4.625%
HK$107,831
+HK$5,400/mo
Deposit HK$19.15M · loan HK$19.15M · min. income ≈ HK$204,862/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,825
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$108,086
−HK$3,313/mo
Today · 4.125%
HK$111,399
baseline
▲ 0.50% · 4.625%
HK$118,177
+HK$6,778/mo
Deposit HK$15.32M · loan HK$22.99M · min. income ≈ HK$222,798/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,617
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,745
−HK$3,173/mo
Today · 4.125%
HK$122,918
baseline
▲ 0.50% · 4.625%
HK$129,397
+HK$6,479/mo
Deposit HK$15.32M · loan HK$22.99M · min. income ≈ HK$245,836/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,296
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,100
−HK$3,865/mo
Today · 4.125%
HK$129,965
baseline
▲ 0.50% · 4.625%
HK$137,873
+HK$7,908/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$259,930/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,053
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,702
−HK$3,702/mo
Today · 4.125%
HK$143,404
baseline
▲ 0.50% · 4.625%
HK$150,963
+HK$7,559/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$286,808/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,238
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,129
−HK$4,969/mo
Today · 4.125%
HK$167,098
baseline
▲ 0.50% · 4.625%
HK$177,266
+HK$10,168/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$334,196/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,926
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$179,617
−HK$4,759/mo
Today · 4.125%
HK$184,376
baseline
▲ 0.50% · 4.625%
HK$194,095
+HK$9,719/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$368,752/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,135 · Scale 2, in force from 26 Feb 2026)