LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,359
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,077
−HK$2,761/mo
Today · 4.125%
HK$92,838
baseline
▲ 0.50% · 4.625%
HK$98,487
+HK$5,649/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,676/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,186
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,793
−HK$2,644/mo
Today · 4.125%
HK$102,437
baseline
▲ 0.50% · 4.625%
HK$107,837
+HK$5,400/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,874/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,831
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$108,092
−HK$3,313/mo
Today · 4.125%
HK$111,405
baseline
▲ 0.50% · 4.625%
HK$118,184
+HK$6,779/mo
Deposit HK$15.32M · loan HK$22.99M · min. income ≈ HK$222,810/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,624
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,752
−HK$3,173/mo
Today · 4.125%
HK$122,925
baseline
▲ 0.50% · 4.625%
HK$129,404
+HK$6,479/mo
Deposit HK$15.32M · loan HK$22.99M · min. income ≈ HK$245,850/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,303
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,108
−HK$3,865/mo
Today · 4.125%
HK$129,973
baseline
▲ 0.50% · 4.625%
HK$137,881
+HK$7,908/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$259,946/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,061
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,710
−HK$3,702/mo
Today · 4.125%
HK$143,412
baseline
▲ 0.50% · 4.625%
HK$150,971
+HK$7,559/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$286,824/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,247
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$162,138
−HK$4,970/mo
Today · 4.125%
HK$167,108
baseline
▲ 0.50% · 4.625%
HK$177,276
+HK$10,168/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$334,216/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,936
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,627
−HK$4,760/mo
Today · 4.125%
HK$184,387
baseline
▲ 0.50% · 4.625%
HK$194,106
+HK$9,719/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$368,774/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,228 · Scale 2, in force from 26 Feb 2026)