LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,363
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,081
−HK$2,761/mo
Today · 4.125%
HK$92,842
baseline
▲ 0.50% · 4.625%
HK$98,491
+HK$5,649/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,684/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,191
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,797
−HK$2,645/mo
Today · 4.125%
HK$102,442
baseline
▲ 0.50% · 4.625%
HK$107,841
+HK$5,399/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,884/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,836
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$108,097
−HK$3,313/mo
Today · 4.125%
HK$111,410
baseline
▲ 0.50% · 4.625%
HK$118,189
+HK$6,779/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$222,820/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,629
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,757
−HK$3,173/mo
Today · 4.125%
HK$122,930
baseline
▲ 0.50% · 4.625%
HK$129,410
+HK$6,480/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$245,860/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,309
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,113
−HK$3,865/mo
Today · 4.125%
HK$129,978
baseline
▲ 0.50% · 4.625%
HK$137,887
+HK$7,909/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$259,956/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,067
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,716
−HK$3,702/mo
Today · 4.125%
HK$143,418
baseline
▲ 0.50% · 4.625%
HK$150,978
+HK$7,560/mo
Deposit HK$11.49M · loan HK$26.82M · min. income ≈ HK$286,836/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,254
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$162,145
−HK$4,970/mo
Today · 4.125%
HK$167,115
baseline
▲ 0.50% · 4.625%
HK$177,284
+HK$10,169/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$334,230/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,943
−HK$9,452/mo
▼ 0.25% · 3.875%
HK$179,635
−HK$4,760/mo
Today · 4.125%
HK$184,395
baseline
▲ 0.50% · 4.625%
HK$194,115
+HK$9,720/mo
Deposit HK$3.83M · loan HK$34.48M · min. income ≈ HK$368,790/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,298 · Scale 2, in force from 26 Feb 2026)