LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,378
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,096
−HK$2,762/mo
Today · 4.125%
HK$92,858
baseline
▲ 0.50% · 4.625%
HK$98,508
+HK$5,650/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,716/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,207
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,814
−HK$2,645/mo
Today · 4.125%
HK$102,459
baseline
▲ 0.50% · 4.625%
HK$107,860
+HK$5,401/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,918/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,854
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$108,115
−HK$3,314/mo
Today · 4.125%
HK$111,429
baseline
▲ 0.50% · 4.625%
HK$118,209
+HK$6,780/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$222,858/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,649
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$119,777
−HK$3,174/mo
Today · 4.125%
HK$122,951
baseline
▲ 0.50% · 4.625%
HK$129,432
+HK$6,481/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$245,902/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,329
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,135
−HK$3,866/mo
Today · 4.125%
HK$130,001
baseline
▲ 0.50% · 4.625%
HK$137,911
+HK$7,910/mo
Deposit HK$11.50M · loan HK$26.82M · min. income ≈ HK$260,002/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,090
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,740
−HK$3,703/mo
Today · 4.125%
HK$143,443
baseline
▲ 0.50% · 4.625%
HK$151,004
+HK$7,561/mo
Deposit HK$11.50M · loan HK$26.82M · min. income ≈ HK$286,886/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,281
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,173
−HK$4,971/mo
Today · 4.125%
HK$167,144
baseline
▲ 0.50% · 4.625%
HK$177,314
+HK$10,170/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$334,288/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,973
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$179,666
−HK$4,760/mo
Today · 4.125%
HK$184,426
baseline
▲ 0.50% · 4.625%
HK$194,148
+HK$9,722/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$368,852/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,577 · Scale 2, in force from 26 Feb 2026)