LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,384
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,102
−HK$2,762/mo
Today · 4.125%
HK$92,864
baseline
▲ 0.50% · 4.625%
HK$98,514
+HK$5,650/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,728/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,214
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,821
−HK$2,645/mo
Today · 4.125%
HK$102,466
baseline
▲ 0.50% · 4.625%
HK$107,867
+HK$5,401/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,932/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,861
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$108,123
−HK$3,314/mo
Today · 4.125%
HK$111,437
baseline
▲ 0.50% · 4.625%
HK$118,217
+HK$6,780/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$222,874/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,657
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$119,785
−HK$3,174/mo
Today · 4.125%
HK$122,959
baseline
▲ 0.50% · 4.625%
HK$129,441
+HK$6,482/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$245,918/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,338
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,143
−HK$3,866/mo
Today · 4.125%
HK$130,009
baseline
▲ 0.50% · 4.625%
HK$137,920
+HK$7,911/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,018/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,099
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,750
−HK$3,703/mo
Today · 4.125%
HK$143,453
baseline
▲ 0.50% · 4.625%
HK$151,014
+HK$7,561/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,906/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,291
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$162,184
−HK$4,971/mo
Today · 4.125%
HK$167,155
baseline
▲ 0.50% · 4.625%
HK$177,326
+HK$10,171/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$334,310/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,985
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,678
−HK$4,761/mo
Today · 4.125%
HK$184,439
baseline
▲ 0.50% · 4.625%
HK$194,161
+HK$9,722/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$368,878/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,687 · Scale 2, in force from 26 Feb 2026)