LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,388
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,107
−HK$2,761/mo
Today · 4.125%
HK$92,868
baseline
▲ 0.50% · 4.625%
HK$98,519
+HK$5,651/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,736/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,219
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,826
−HK$2,645/mo
Today · 4.125%
HK$102,471
baseline
▲ 0.50% · 4.625%
HK$107,872
+HK$5,401/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,942/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,866
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$108,128
−HK$3,314/mo
Today · 4.125%
HK$111,442
baseline
▲ 0.50% · 4.625%
HK$118,223
+HK$6,781/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$222,884/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,662
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$119,791
−HK$3,174/mo
Today · 4.125%
HK$122,965
baseline
▲ 0.50% · 4.625%
HK$129,447
+HK$6,482/mo
Deposit HK$15.33M · loan HK$22.99M · min. income ≈ HK$245,930/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,344
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,149
−HK$3,867/mo
Today · 4.125%
HK$130,016
baseline
▲ 0.50% · 4.625%
HK$137,927
+HK$7,911/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,032/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,106
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,756
−HK$3,704/mo
Today · 4.125%
HK$143,460
baseline
▲ 0.50% · 4.625%
HK$151,021
+HK$7,561/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,920/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,299
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$162,192
−HK$4,971/mo
Today · 4.125%
HK$167,163
baseline
▲ 0.50% · 4.625%
HK$177,335
+HK$10,172/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$334,326/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,994
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,687
−HK$4,761/mo
Today · 4.125%
HK$184,448
baseline
▲ 0.50% · 4.625%
HK$194,170
+HK$9,722/mo
Deposit HK$3.83M · loan HK$34.49M · min. income ≈ HK$368,896/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,767 · Scale 2, in force from 26 Feb 2026)