LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,400
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,118
−HK$2,763/mo
Today · 4.125%
HK$92,881
baseline
▲ 0.50% · 4.625%
HK$98,532
+HK$5,651/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$185,762/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,231
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,839
−HK$2,646/mo
Today · 4.125%
HK$102,485
baseline
▲ 0.50% · 4.625%
HK$107,887
+HK$5,402/mo
Deposit HK$19.16M · loan HK$19.16M · min. income ≈ HK$204,970/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,880
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$108,142
−HK$3,315/mo
Today · 4.125%
HK$111,457
baseline
▲ 0.50% · 4.625%
HK$118,239
+HK$6,782/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,914/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,678
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$119,807
−HK$3,174/mo
Today · 4.125%
HK$122,981
baseline
▲ 0.50% · 4.625%
HK$129,464
+HK$6,483/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$245,962/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,360
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,166
−HK$3,867/mo
Today · 4.125%
HK$130,033
baseline
▲ 0.50% · 4.625%
HK$137,945
+HK$7,912/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,066/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,124
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,775
−HK$3,703/mo
Today · 4.125%
HK$143,478
baseline
▲ 0.50% · 4.625%
HK$151,041
+HK$7,563/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,956/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,320
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$162,213
−HK$4,972/mo
Today · 4.125%
HK$167,185
baseline
▲ 0.50% · 4.625%
HK$177,358
+HK$10,173/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,370/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,017
−HK$9,455/mo
▼ 0.25% · 3.875%
HK$179,710
−HK$4,762/mo
Today · 4.125%
HK$184,472
baseline
▲ 0.50% · 4.625%
HK$194,196
+HK$9,724/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$368,944/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,628,981 · Scale 2, in force from 26 Feb 2026)