LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,407
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,126
−HK$2,762/mo
Today · 4.125%
HK$92,888
baseline
▲ 0.50% · 4.625%
HK$98,540
+HK$5,652/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,776/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,239
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,847
−HK$2,646/mo
Today · 4.125%
HK$102,493
baseline
▲ 0.50% · 4.625%
HK$107,895
+HK$5,402/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$204,986/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,888
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$108,151
−HK$3,314/mo
Today · 4.125%
HK$111,465
baseline
▲ 0.50% · 4.625%
HK$118,248
+HK$6,783/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,930/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,687
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$119,816
−HK$3,175/mo
Today · 4.125%
HK$122,991
baseline
▲ 0.50% · 4.625%
HK$129,474
+HK$6,483/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$245,982/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,369
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,176
−HK$3,867/mo
Today · 4.125%
HK$130,043
baseline
▲ 0.50% · 4.625%
HK$137,956
+HK$7,913/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,086/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,135
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,786
−HK$3,704/mo
Today · 4.125%
HK$143,490
baseline
▲ 0.50% · 4.625%
HK$151,053
+HK$7,563/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,980/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,332
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$162,226
−HK$4,972/mo
Today · 4.125%
HK$167,198
baseline
▲ 0.50% · 4.625%
HK$177,372
+HK$10,174/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,396/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,030
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,725
−HK$4,762/mo
Today · 4.125%
HK$184,487
baseline
▲ 0.50% · 4.625%
HK$194,211
+HK$9,724/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$368,974/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,109 · Scale 2, in force from 26 Feb 2026)