LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,408
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,126
−HK$2,763/mo
Today · 4.125%
HK$92,889
baseline
▲ 0.50% · 4.625%
HK$98,541
+HK$5,652/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,778/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,240
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,848
−HK$2,646/mo
Today · 4.125%
HK$102,494
baseline
▲ 0.50% · 4.625%
HK$107,896
+HK$5,402/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$204,988/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,889
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$108,152
−HK$3,314/mo
Today · 4.125%
HK$111,466
baseline
▲ 0.50% · 4.625%
HK$118,249
+HK$6,783/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,932/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,688
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$119,817
−HK$3,175/mo
Today · 4.125%
HK$122,992
baseline
▲ 0.50% · 4.625%
HK$129,475
+HK$6,483/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$245,984/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,371
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,177
−HK$3,867/mo
Today · 4.125%
HK$130,044
baseline
▲ 0.50% · 4.625%
HK$137,957
+HK$7,913/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,088/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,136
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,787
−HK$3,704/mo
Today · 4.125%
HK$143,491
baseline
▲ 0.50% · 4.625%
HK$151,055
+HK$7,564/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,982/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,334
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$162,227
−HK$4,973/mo
Today · 4.125%
HK$167,200
baseline
▲ 0.50% · 4.625%
HK$177,373
+HK$10,173/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,400/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,032
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$179,726
−HK$4,762/mo
Today · 4.125%
HK$184,488
baseline
▲ 0.50% · 4.625%
HK$194,213
+HK$9,725/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$368,976/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,124 · Scale 2, in force from 26 Feb 2026)