LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,409
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,127
−HK$2,763/mo
Today · 4.125%
HK$92,890
baseline
▲ 0.50% · 4.625%
HK$98,542
+HK$5,652/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,780/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,241
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,849
−HK$2,646/mo
Today · 4.125%
HK$102,495
baseline
▲ 0.50% · 4.625%
HK$107,897
+HK$5,402/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$204,990/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,890
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$108,153
−HK$3,315/mo
Today · 4.125%
HK$111,468
baseline
▲ 0.50% · 4.625%
HK$118,250
+HK$6,782/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,936/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,689
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$119,819
−HK$3,175/mo
Today · 4.125%
HK$122,994
baseline
▲ 0.50% · 4.625%
HK$129,477
+HK$6,483/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$245,988/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,372
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,178
−HK$3,868/mo
Today · 4.125%
HK$130,046
baseline
▲ 0.50% · 4.625%
HK$137,959
+HK$7,913/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,092/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,138
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,789
−HK$3,704/mo
Today · 4.125%
HK$143,493
baseline
▲ 0.50% · 4.625%
HK$151,056
+HK$7,563/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,986/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,335
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,229
−HK$4,973/mo
Today · 4.125%
HK$167,202
baseline
▲ 0.50% · 4.625%
HK$177,376
+HK$10,174/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,404/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,034
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,728
−HK$4,763/mo
Today · 4.125%
HK$184,491
baseline
▲ 0.50% · 4.625%
HK$194,215
+HK$9,724/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$368,982/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,143 · Scale 2, in force from 26 Feb 2026)