LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,412
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,132
−HK$2,762/mo
Today · 4.125%
HK$92,894
baseline
▲ 0.50% · 4.625%
HK$98,546
+HK$5,652/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,788/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,246
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,854
−HK$2,645/mo
Today · 4.125%
HK$102,499
baseline
▲ 0.50% · 4.625%
HK$107,902
+HK$5,403/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$204,998/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,895
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$108,158
−HK$3,315/mo
Today · 4.125%
HK$111,473
baseline
▲ 0.50% · 4.625%
HK$118,256
+HK$6,783/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,946/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,695
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$119,824
−HK$3,175/mo
Today · 4.125%
HK$122,999
baseline
▲ 0.50% · 4.625%
HK$129,483
+HK$6,484/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$245,998/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,377
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,184
−HK$3,868/mo
Today · 4.125%
HK$130,052
baseline
▲ 0.50% · 4.625%
HK$137,965
+HK$7,913/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,104/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,144
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,795
−HK$3,704/mo
Today · 4.125%
HK$143,499
baseline
▲ 0.50% · 4.625%
HK$151,063
+HK$7,564/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$286,998/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,342
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,237
−HK$4,972/mo
Today · 4.125%
HK$167,209
baseline
▲ 0.50% · 4.625%
HK$177,384
+HK$10,175/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,418/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,042
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,736
−HK$4,763/mo
Today · 4.125%
HK$184,499
baseline
▲ 0.50% · 4.625%
HK$194,224
+HK$9,725/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$368,998/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,217 · Scale 2, in force from 26 Feb 2026)