LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,415
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,134
−HK$2,763/mo
Today · 4.125%
HK$92,897
baseline
▲ 0.50% · 4.625%
HK$98,549
+HK$5,652/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,794/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,248
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,856
−HK$2,646/mo
Today · 4.125%
HK$102,502
baseline
▲ 0.50% · 4.625%
HK$107,905
+HK$5,403/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$205,004/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,898
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$108,161
−HK$3,315/mo
Today · 4.125%
HK$111,476
baseline
▲ 0.50% · 4.625%
HK$118,259
+HK$6,783/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$222,952/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,698
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$119,828
−HK$3,175/mo
Today · 4.125%
HK$123,003
baseline
▲ 0.50% · 4.625%
HK$129,486
+HK$6,483/mo
Deposit HK$15.33M · loan HK$23.00M · min. income ≈ HK$246,006/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,381
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,188
−HK$3,867/mo
Today · 4.125%
HK$130,055
baseline
▲ 0.50% · 4.625%
HK$137,969
+HK$7,914/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$260,110/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,147
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,799
−HK$3,704/mo
Today · 4.125%
HK$143,503
baseline
▲ 0.50% · 4.625%
HK$151,067
+HK$7,564/mo
Deposit HK$11.50M · loan HK$26.83M · min. income ≈ HK$287,006/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,347
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,241
−HK$4,973/mo
Today · 4.125%
HK$167,214
baseline
▲ 0.50% · 4.625%
HK$177,388
+HK$10,174/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$334,428/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,047
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,741
−HK$4,763/mo
Today · 4.125%
HK$184,504
baseline
▲ 0.50% · 4.625%
HK$194,229
+HK$9,725/mo
Deposit HK$3.83M · loan HK$34.50M · min. income ≈ HK$369,008/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,260 · Scale 2, in force from 26 Feb 2026)