LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,426
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,146
−HK$2,762/mo
Today · 4.125%
HK$92,908
baseline
▲ 0.50% · 4.625%
HK$98,562
+HK$5,654/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,816/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,261
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,869
−HK$2,646/mo
Today · 4.125%
HK$102,515
baseline
▲ 0.50% · 4.625%
HK$107,919
+HK$5,404/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$205,030/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,911
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$108,175
−HK$3,315/mo
Today · 4.125%
HK$111,490
baseline
▲ 0.50% · 4.625%
HK$118,274
+HK$6,784/mo
Deposit HK$15.34M · loan HK$23.00M · min. income ≈ HK$222,980/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,713
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$119,843
−HK$3,175/mo
Today · 4.125%
HK$123,018
baseline
▲ 0.50% · 4.625%
HK$129,503
+HK$6,485/mo
Deposit HK$15.34M · loan HK$23.00M · min. income ≈ HK$246,036/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,397
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,204
−HK$3,868/mo
Today · 4.125%
HK$130,072
baseline
▲ 0.50% · 4.625%
HK$137,986
+HK$7,914/mo
Deposit HK$11.50M · loan HK$26.84M · min. income ≈ HK$260,144/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,165
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,817
−HK$3,704/mo
Today · 4.125%
HK$143,521
baseline
▲ 0.50% · 4.625%
HK$151,087
+HK$7,566/mo
Deposit HK$11.50M · loan HK$26.84M · min. income ≈ HK$287,042/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,367
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$162,262
−HK$4,973/mo
Today · 4.125%
HK$167,235
baseline
▲ 0.50% · 4.625%
HK$177,411
+HK$10,176/mo
Deposit HK$3.83M · loan HK$34.51M · min. income ≈ HK$334,470/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,069
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$179,764
−HK$4,764/mo
Today · 4.125%
HK$184,528
baseline
▲ 0.50% · 4.625%
HK$194,254
+HK$9,726/mo
Deposit HK$3.83M · loan HK$34.51M · min. income ≈ HK$369,056/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,470 · Scale 2, in force from 26 Feb 2026)