LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,433
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,153
−HK$2,763/mo
Today · 4.125%
HK$92,916
baseline
▲ 0.50% · 4.625%
HK$98,569
+HK$5,653/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$185,832/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,268
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,877
−HK$2,646/mo
Today · 4.125%
HK$102,523
baseline
▲ 0.50% · 4.625%
HK$107,927
+HK$5,404/mo
Deposit HK$19.17M · loan HK$19.17M · min. income ≈ HK$205,046/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,919
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$108,183
−HK$3,316/mo
Today · 4.125%
HK$111,499
baseline
▲ 0.50% · 4.625%
HK$118,283
+HK$6,784/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$222,998/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,722
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$119,852
−HK$3,176/mo
Today · 4.125%
HK$123,028
baseline
▲ 0.50% · 4.625%
HK$129,513
+HK$6,485/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$246,056/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,406
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$126,214
−HK$3,868/mo
Today · 4.125%
HK$130,082
baseline
▲ 0.50% · 4.625%
HK$137,997
+HK$7,915/mo
Deposit HK$11.50M · loan HK$26.84M · min. income ≈ HK$260,164/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,175
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$139,828
−HK$3,705/mo
Today · 4.125%
HK$143,533
baseline
▲ 0.50% · 4.625%
HK$151,098
+HK$7,565/mo
Deposit HK$11.50M · loan HK$26.84M · min. income ≈ HK$287,066/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,379
−HK$9,869/mo
▼ 0.25% · 3.875%
HK$162,275
−HK$4,973/mo
Today · 4.125%
HK$167,248
baseline
▲ 0.50% · 4.625%
HK$177,425
+HK$10,177/mo
Deposit HK$3.83M · loan HK$34.51M · min. income ≈ HK$334,496/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,083
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$179,778
−HK$4,764/mo
Today · 4.125%
HK$184,542
baseline
▲ 0.50% · 4.625%
HK$194,269
+HK$9,727/mo
Deposit HK$3.83M · loan HK$34.51M · min. income ≈ HK$369,084/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,597 · Scale 2, in force from 26 Feb 2026)