LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,449
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,170
−HK$2,763/mo
Today · 4.125%
HK$92,933
baseline
▲ 0.50% · 4.625%
HK$98,588
+HK$5,655/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$185,866/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,287
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,896
−HK$2,647/mo
Today · 4.125%
HK$102,543
baseline
▲ 0.50% · 4.625%
HK$107,948
+HK$5,405/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$205,086/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,939
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,204
−HK$3,316/mo
Today · 4.125%
HK$111,520
baseline
▲ 0.50% · 4.625%
HK$118,306
+HK$6,786/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$223,040/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,744
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$119,875
−HK$3,176/mo
Today · 4.125%
HK$123,051
baseline
▲ 0.50% · 4.625%
HK$129,537
+HK$6,486/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$246,102/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,429
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,237
−HK$3,870/mo
Today · 4.125%
HK$130,107
baseline
▲ 0.50% · 4.625%
HK$138,023
+HK$7,916/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$260,214/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,201
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,854
−HK$3,706/mo
Today · 4.125%
HK$143,560
baseline
▲ 0.50% · 4.625%
HK$151,127
+HK$7,567/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$287,120/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,409
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$162,305
−HK$4,975/mo
Today · 4.125%
HK$167,280
baseline
▲ 0.50% · 4.625%
HK$177,459
+HK$10,179/mo
Deposit HK$3.84M · loan HK$34.52M · min. income ≈ HK$334,560/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,116
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$179,812
−HK$4,765/mo
Today · 4.125%
HK$184,577
baseline
▲ 0.50% · 4.625%
HK$194,306
+HK$9,729/mo
Deposit HK$3.84M · loan HK$34.52M · min. income ≈ HK$369,154/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$1,629,906 · Scale 2, in force from 26 Feb 2026)