LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,465
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,185
−HK$2,765/mo
Today · 4.125%
HK$92,950
baseline
▲ 0.50% · 4.625%
HK$98,605
+HK$5,655/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$185,900/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,304
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,913
−HK$2,648/mo
Today · 4.125%
HK$102,561
baseline
▲ 0.50% · 4.625%
HK$107,967
+HK$5,406/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$205,122/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,958
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,222
−HK$3,317/mo
Today · 4.125%
HK$111,539
baseline
▲ 0.50% · 4.625%
HK$118,326
+HK$6,787/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$223,078/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,764
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,896
−HK$3,177/mo
Today · 4.125%
HK$123,073
baseline
▲ 0.50% · 4.625%
HK$129,560
+HK$6,487/mo
Deposit HK$15.34M · loan HK$23.01M · min. income ≈ HK$246,146/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,451
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,260
−HK$3,869/mo
Today · 4.125%
HK$130,129
baseline
▲ 0.50% · 4.625%
HK$138,047
+HK$7,918/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$260,258/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,225
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,879
−HK$3,706/mo
Today · 4.125%
HK$143,585
baseline
▲ 0.50% · 4.625%
HK$151,153
+HK$7,568/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$287,170/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,437
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$162,334
−HK$4,975/mo
Today · 4.125%
HK$167,309
baseline
▲ 0.50% · 4.625%
HK$177,490
+HK$10,181/mo
Deposit HK$3.84M · loan HK$34.52M · min. income ≈ HK$334,618/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,147
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$179,844
−HK$4,765/mo
Today · 4.125%
HK$184,609
baseline
▲ 0.50% · 4.625%
HK$194,340
+HK$9,731/mo
Deposit HK$3.84M · loan HK$34.52M · min. income ≈ HK$369,218/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,190 · Scale 2, in force from 26 Feb 2026)