LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,476
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,197
−HK$2,764/mo
Today · 4.125%
HK$92,961
baseline
▲ 0.50% · 4.625%
HK$98,618
+HK$5,657/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$185,922/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,316
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,926
−HK$2,648/mo
Today · 4.125%
HK$102,574
baseline
▲ 0.50% · 4.625%
HK$107,980
+HK$5,406/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$205,148/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,971
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,236
−HK$3,318/mo
Today · 4.125%
HK$111,554
baseline
▲ 0.50% · 4.625%
HK$118,341
+HK$6,787/mo
Deposit HK$15.34M · loan HK$23.02M · min. income ≈ HK$223,108/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,779
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,911
−HK$3,177/mo
Today · 4.125%
HK$123,088
baseline
▲ 0.50% · 4.625%
HK$129,577
+HK$6,489/mo
Deposit HK$15.34M · loan HK$23.02M · min. income ≈ HK$246,176/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,466
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,276
−HK$3,870/mo
Today · 4.125%
HK$130,146
baseline
▲ 0.50% · 4.625%
HK$138,065
+HK$7,919/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$260,292/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,242
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,896
−HK$3,707/mo
Today · 4.125%
HK$143,603
baseline
▲ 0.50% · 4.625%
HK$151,173
+HK$7,570/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$287,206/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,456
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,354
−HK$4,976/mo
Today · 4.125%
HK$167,330
baseline
▲ 0.50% · 4.625%
HK$177,512
+HK$10,182/mo
Deposit HK$3.84M · loan HK$34.53M · min. income ≈ HK$334,660/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,169
−HK$9,464/mo
▼ 0.25% · 3.875%
HK$179,867
−HK$4,766/mo
Today · 4.125%
HK$184,633
baseline
▲ 0.50% · 4.625%
HK$194,365
+HK$9,732/mo
Deposit HK$3.84M · loan HK$34.53M · min. income ≈ HK$369,266/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,397 · Scale 2, in force from 26 Feb 2026)