LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,479
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,200
−HK$2,765/mo
Today · 4.125%
HK$92,965
baseline
▲ 0.50% · 4.625%
HK$98,622
+HK$5,657/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$185,930/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,320
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,930
−HK$2,648/mo
Today · 4.125%
HK$102,578
baseline
▲ 0.50% · 4.625%
HK$107,985
+HK$5,407/mo
Deposit HK$19.18M · loan HK$19.18M · min. income ≈ HK$205,156/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,975
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,240
−HK$3,318/mo
Today · 4.125%
HK$111,558
baseline
▲ 0.50% · 4.625%
HK$118,346
+HK$6,788/mo
Deposit HK$15.35M · loan HK$23.02M · min. income ≈ HK$223,116/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,784
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,916
−HK$3,177/mo
Today · 4.125%
HK$123,093
baseline
▲ 0.50% · 4.625%
HK$129,582
+HK$6,489/mo
Deposit HK$15.35M · loan HK$23.02M · min. income ≈ HK$246,186/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,471
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,281
−HK$3,870/mo
Today · 4.125%
HK$130,151
baseline
▲ 0.50% · 4.625%
HK$138,070
+HK$7,919/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$260,302/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,248
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,902
−HK$3,707/mo
Today · 4.125%
HK$143,609
baseline
▲ 0.50% · 4.625%
HK$151,179
+HK$7,570/mo
Deposit HK$11.51M · loan HK$26.85M · min. income ≈ HK$287,218/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,463
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,361
−HK$4,976/mo
Today · 4.125%
HK$167,337
baseline
▲ 0.50% · 4.625%
HK$177,519
+HK$10,182/mo
Deposit HK$3.84M · loan HK$34.53M · min. income ≈ HK$334,674/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,176
−HK$9,464/mo
▼ 0.25% · 3.875%
HK$179,874
−HK$4,766/mo
Today · 4.125%
HK$184,640
baseline
▲ 0.50% · 4.625%
HK$194,372
+HK$9,732/mo
Deposit HK$3.84M · loan HK$34.53M · min. income ≈ HK$369,280/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,461 · Scale 2, in force from 26 Feb 2026)