LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,504
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,226
−HK$2,765/mo
Today · 4.125%
HK$92,991
baseline
▲ 0.50% · 4.625%
HK$98,650
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$185,982/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,347
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,958
−HK$2,649/mo
Today · 4.125%
HK$102,607
baseline
▲ 0.50% · 4.625%
HK$108,015
+HK$5,408/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,214/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,005
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$108,271
−HK$3,318/mo
Today · 4.125%
HK$111,589
baseline
▲ 0.50% · 4.625%
HK$118,379
+HK$6,790/mo
Deposit HK$15.35M · loan HK$23.02M · min. income ≈ HK$223,178/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,817
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$119,950
−HK$3,178/mo
Today · 4.125%
HK$123,128
baseline
▲ 0.50% · 4.625%
HK$129,618
+HK$6,490/mo
Deposit HK$15.35M · loan HK$23.02M · min. income ≈ HK$246,256/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,506
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$126,316
−HK$3,872/mo
Today · 4.125%
HK$130,188
baseline
▲ 0.50% · 4.625%
HK$138,109
+HK$7,921/mo
Deposit HK$11.51M · loan HK$26.86M · min. income ≈ HK$260,376/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,286
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$139,941
−HK$3,708/mo
Today · 4.125%
HK$143,649
baseline
▲ 0.50% · 4.625%
HK$151,221
+HK$7,572/mo
Deposit HK$11.51M · loan HK$26.86M · min. income ≈ HK$287,298/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,507
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$162,406
−HK$4,978/mo
Today · 4.125%
HK$167,384
baseline
▲ 0.50% · 4.625%
HK$177,569
+HK$10,185/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$334,768/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,225
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$179,925
−HK$4,767/mo
Today · 4.125%
HK$184,692
baseline
▲ 0.50% · 4.625%
HK$194,427
+HK$9,735/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$369,384/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,630,921 · Scale 2, in force from 26 Feb 2026)