LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,509
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,231
−HK$2,765/mo
Today · 4.125%
HK$92,996
baseline
▲ 0.50% · 4.625%
HK$98,655
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$185,992/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,352
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,963
−HK$2,649/mo
Today · 4.125%
HK$102,612
baseline
▲ 0.50% · 4.625%
HK$108,021
+HK$5,409/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,224/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,010
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$108,277
−HK$3,318/mo
Today · 4.125%
HK$111,595
baseline
▲ 0.50% · 4.625%
HK$118,386
+HK$6,791/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,190/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,823
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$119,956
−HK$3,179/mo
Today · 4.125%
HK$123,135
baseline
▲ 0.50% · 4.625%
HK$129,625
+HK$6,490/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,270/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,512
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,323
−HK$3,872/mo
Today · 4.125%
HK$130,195
baseline
▲ 0.50% · 4.625%
HK$138,117
+HK$7,922/mo
Deposit HK$11.51M · loan HK$26.86M · min. income ≈ HK$260,390/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,293
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,949
−HK$3,708/mo
Today · 4.125%
HK$143,657
baseline
▲ 0.50% · 4.625%
HK$151,229
+HK$7,572/mo
Deposit HK$11.51M · loan HK$26.86M · min. income ≈ HK$287,314/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,515
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$162,415
−HK$4,978/mo
Today · 4.125%
HK$167,393
baseline
▲ 0.50% · 4.625%
HK$177,579
+HK$10,186/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$334,786/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,234
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$179,934
−HK$4,768/mo
Today · 4.125%
HK$184,702
baseline
▲ 0.50% · 4.625%
HK$194,438
+HK$9,736/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$369,404/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,008 · Scale 2, in force from 26 Feb 2026)