LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,517
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,239
−HK$2,766/mo
Today · 4.125%
HK$93,005
baseline
▲ 0.50% · 4.625%
HK$98,664
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,010/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,362
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,973
−HK$2,649/mo
Today · 4.125%
HK$102,622
baseline
▲ 0.50% · 4.625%
HK$108,031
+HK$5,409/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,244/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,020
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,287
−HK$3,319/mo
Today · 4.125%
HK$111,606
baseline
▲ 0.50% · 4.625%
HK$118,397
+HK$6,791/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,212/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,834
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$119,968
−HK$3,178/mo
Today · 4.125%
HK$123,146
baseline
▲ 0.50% · 4.625%
HK$129,638
+HK$6,492/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,292/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,524
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,335
−HK$3,872/mo
Today · 4.125%
HK$130,207
baseline
▲ 0.50% · 4.625%
HK$138,130
+HK$7,923/mo
Deposit HK$11.51M · loan HK$26.87M · min. income ≈ HK$260,414/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,306
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,962
−HK$3,709/mo
Today · 4.125%
HK$143,671
baseline
▲ 0.50% · 4.625%
HK$151,244
+HK$7,573/mo
Deposit HK$11.51M · loan HK$26.87M · min. income ≈ HK$287,342/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,531
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$162,431
−HK$4,978/mo
Today · 4.125%
HK$167,409
baseline
▲ 0.50% · 4.625%
HK$177,596
+HK$10,187/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$334,818/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,251
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$179,951
−HK$4,768/mo
Today · 4.125%
HK$184,719
baseline
▲ 0.50% · 4.625%
HK$194,456
+HK$9,737/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$369,438/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,164 · Scale 2, in force from 26 Feb 2026)