LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,521
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,244
−HK$2,766/mo
Today · 4.125%
HK$93,010
baseline
▲ 0.50% · 4.625%
HK$98,669
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,020/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,367
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,978
−HK$2,649/mo
Today · 4.125%
HK$102,627
baseline
▲ 0.50% · 4.625%
HK$108,037
+HK$5,410/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,254/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,026
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,292
−HK$3,320/mo
Today · 4.125%
HK$111,612
baseline
▲ 0.50% · 4.625%
HK$118,403
+HK$6,791/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,224/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,840
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$119,973
−HK$3,179/mo
Today · 4.125%
HK$123,152
baseline
▲ 0.50% · 4.625%
HK$129,644
+HK$6,492/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,304/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,530
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,341
−HK$3,873/mo
Today · 4.125%
HK$130,214
baseline
▲ 0.50% · 4.625%
HK$138,137
+HK$7,923/mo
Deposit HK$11.51M · loan HK$26.87M · min. income ≈ HK$260,428/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,313
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,969
−HK$3,709/mo
Today · 4.125%
HK$143,678
baseline
▲ 0.50% · 4.625%
HK$151,251
+HK$7,573/mo
Deposit HK$11.51M · loan HK$26.87M · min. income ≈ HK$287,356/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,538
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,439
−HK$4,978/mo
Today · 4.125%
HK$167,417
baseline
▲ 0.50% · 4.625%
HK$177,604
+HK$10,187/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$334,834/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,260
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,960
−HK$4,769/mo
Today · 4.125%
HK$184,729
baseline
▲ 0.50% · 4.625%
HK$194,466
+HK$9,737/mo
Deposit HK$3.84M · loan HK$34.54M · min. income ≈ HK$369,458/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,245 · Scale 2, in force from 26 Feb 2026)