LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,524
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,247
−HK$2,766/mo
Today · 4.125%
HK$93,013
baseline
▲ 0.50% · 4.625%
HK$98,672
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,026/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,370
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,981
−HK$2,649/mo
Today · 4.125%
HK$102,630
baseline
▲ 0.50% · 4.625%
HK$108,040
+HK$5,410/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,260/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,029
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,296
−HK$3,319/mo
Today · 4.125%
HK$111,615
baseline
▲ 0.50% · 4.625%
HK$118,407
+HK$6,792/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,230/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,844
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,978
−HK$3,179/mo
Today · 4.125%
HK$123,157
baseline
▲ 0.50% · 4.625%
HK$129,648
+HK$6,491/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,314/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,534
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,345
−HK$3,873/mo
Today · 4.125%
HK$130,218
baseline
▲ 0.50% · 4.625%
HK$138,141
+HK$7,923/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$260,436/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,318
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,974
−HK$3,709/mo
Today · 4.125%
HK$143,683
baseline
▲ 0.50% · 4.625%
HK$151,256
+HK$7,573/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$287,366/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,544
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,444
−HK$4,979/mo
Today · 4.125%
HK$167,423
baseline
▲ 0.50% · 4.625%
HK$177,610
+HK$10,187/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$334,846/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,266
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,966
−HK$4,769/mo
Today · 4.125%
HK$184,735
baseline
▲ 0.50% · 4.625%
HK$194,472
+HK$9,737/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$369,470/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,300 · Scale 2, in force from 26 Feb 2026)