LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,525
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,248
−HK$2,766/mo
Today · 4.125%
HK$93,014
baseline
▲ 0.50% · 4.625%
HK$98,673
+HK$5,659/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,028/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,371
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,982
−HK$2,650/mo
Today · 4.125%
HK$102,632
baseline
▲ 0.50% · 4.625%
HK$108,041
+HK$5,409/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,264/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,030
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$108,297
−HK$3,320/mo
Today · 4.125%
HK$111,617
baseline
▲ 0.50% · 4.625%
HK$118,408
+HK$6,791/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,234/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,845
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,979
−HK$3,179/mo
Today · 4.125%
HK$123,158
baseline
▲ 0.50% · 4.625%
HK$129,650
+HK$6,492/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,316/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,535
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,347
−HK$3,872/mo
Today · 4.125%
HK$130,219
baseline
▲ 0.50% · 4.625%
HK$138,143
+HK$7,924/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$260,438/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,319
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,975
−HK$3,709/mo
Today · 4.125%
HK$143,684
baseline
▲ 0.50% · 4.625%
HK$151,258
+HK$7,574/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$287,368/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,545
−HK$9,880/mo
▼ 0.25% · 3.875%
HK$162,446
−HK$4,979/mo
Today · 4.125%
HK$167,425
baseline
▲ 0.50% · 4.625%
HK$177,612
+HK$10,187/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$334,850/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,268
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,968
−HK$4,769/mo
Today · 4.125%
HK$184,737
baseline
▲ 0.50% · 4.625%
HK$194,475
+HK$9,738/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$369,474/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,317 · Scale 2, in force from 26 Feb 2026)