LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,528
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,251
−HK$2,766/mo
Today · 4.125%
HK$93,017
baseline
▲ 0.50% · 4.625%
HK$98,677
+HK$5,660/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,034/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,374
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,985
−HK$2,650/mo
Today · 4.125%
HK$102,635
baseline
▲ 0.50% · 4.625%
HK$108,045
+HK$5,410/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,270/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,034
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,301
−HK$3,319/mo
Today · 4.125%
HK$111,620
baseline
▲ 0.50% · 4.625%
HK$118,412
+HK$6,792/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$223,240/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,849
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,983
−HK$3,179/mo
Today · 4.125%
HK$123,162
baseline
▲ 0.50% · 4.625%
HK$129,654
+HK$6,492/mo
Deposit HK$15.35M · loan HK$23.03M · min. income ≈ HK$246,324/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,539
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,351
−HK$3,872/mo
Today · 4.125%
HK$130,223
baseline
▲ 0.50% · 4.625%
HK$138,147
+HK$7,924/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$260,446/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,324
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,980
−HK$3,709/mo
Today · 4.125%
HK$143,689
baseline
▲ 0.50% · 4.625%
HK$151,263
+HK$7,574/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$287,378/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,550
−HK$9,880/mo
▼ 0.25% · 3.875%
HK$162,451
−HK$4,979/mo
Today · 4.125%
HK$167,430
baseline
▲ 0.50% · 4.625%
HK$177,618
+HK$10,188/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$334,860/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,273
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$179,974
−HK$4,769/mo
Today · 4.125%
HK$184,743
baseline
▲ 0.50% · 4.625%
HK$194,481
+HK$9,738/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$369,486/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,369 · Scale 2, in force from 26 Feb 2026)