LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,537
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,260
−HK$2,767/mo
Today · 4.125%
HK$93,027
baseline
▲ 0.50% · 4.625%
HK$98,687
+HK$5,660/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$186,054/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,384
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$99,996
−HK$2,650/mo
Today · 4.125%
HK$102,646
baseline
▲ 0.50% · 4.625%
HK$108,056
+HK$5,410/mo
Deposit HK$19.19M · loan HK$19.19M · min. income ≈ HK$205,292/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,045
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$108,312
−HK$3,320/mo
Today · 4.125%
HK$111,632
baseline
▲ 0.50% · 4.625%
HK$118,425
+HK$6,793/mo
Deposit HK$15.36M · loan HK$23.03M · min. income ≈ HK$223,264/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,861
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$119,995
−HK$3,180/mo
Today · 4.125%
HK$123,175
baseline
▲ 0.50% · 4.625%
HK$129,668
+HK$6,493/mo
Deposit HK$15.36M · loan HK$23.03M · min. income ≈ HK$246,350/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,552
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$126,364
−HK$3,873/mo
Today · 4.125%
HK$130,237
baseline
▲ 0.50% · 4.625%
HK$138,162
+HK$7,925/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$260,474/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,338
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$139,995
−HK$3,709/mo
Today · 4.125%
HK$143,704
baseline
▲ 0.50% · 4.625%
HK$151,279
+HK$7,575/mo
Deposit HK$11.52M · loan HK$26.87M · min. income ≈ HK$287,408/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,567
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$162,468
−HK$4,980/mo
Today · 4.125%
HK$167,448
baseline
▲ 0.50% · 4.625%
HK$177,637
+HK$10,189/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$334,896/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,292
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$179,993
−HK$4,769/mo
Today · 4.125%
HK$184,762
baseline
▲ 0.50% · 4.625%
HK$194,501
+HK$9,739/mo
Deposit HK$3.84M · loan HK$34.55M · min. income ≈ HK$369,524/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,543 · Scale 2, in force from 26 Feb 2026)