LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,549
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,273
−HK$2,767/mo
Today · 4.125%
HK$93,040
baseline
▲ 0.50% · 4.625%
HK$98,701
+HK$5,661/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$186,080/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,398
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,010
−HK$2,650/mo
Today · 4.125%
HK$102,660
baseline
▲ 0.50% · 4.625%
HK$108,071
+HK$5,411/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$205,320/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,059
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,327
−HK$3,321/mo
Today · 4.125%
HK$111,648
baseline
▲ 0.50% · 4.625%
HK$118,441
+HK$6,793/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$223,296/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,877
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,012
−HK$3,180/mo
Today · 4.125%
HK$123,192
baseline
▲ 0.50% · 4.625%
HK$129,686
+HK$6,494/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$246,384/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,569
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,382
−HK$3,873/mo
Today · 4.125%
HK$130,255
baseline
▲ 0.50% · 4.625%
HK$138,181
+HK$7,926/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$260,510/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,357
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,014
−HK$3,710/mo
Today · 4.125%
HK$143,724
baseline
▲ 0.50% · 4.625%
HK$151,300
+HK$7,576/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$287,448/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,589
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$162,491
−HK$4,980/mo
Today · 4.125%
HK$167,471
baseline
▲ 0.50% · 4.625%
HK$177,662
+HK$10,191/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$334,942/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,316
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$180,018
−HK$4,770/mo
Today · 4.125%
HK$184,788
baseline
▲ 0.50% · 4.625%
HK$194,528
+HK$9,740/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$369,576/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,770 · Scale 2, in force from 26 Feb 2026)