LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,552
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,276
−HK$2,767/mo
Today · 4.125%
HK$93,043
baseline
▲ 0.50% · 4.625%
HK$98,704
+HK$5,661/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$186,086/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,401
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,014
−HK$2,650/mo
Today · 4.125%
HK$102,664
baseline
▲ 0.50% · 4.625%
HK$108,075
+HK$5,411/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$205,328/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,063
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,331
−HK$3,320/mo
Today · 4.125%
HK$111,651
baseline
▲ 0.50% · 4.625%
HK$118,445
+HK$6,794/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$223,302/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,882
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$120,016
−HK$3,180/mo
Today · 4.125%
HK$123,196
baseline
▲ 0.50% · 4.625%
HK$129,690
+HK$6,494/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$246,392/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,573
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,386
−HK$3,874/mo
Today · 4.125%
HK$130,260
baseline
▲ 0.50% · 4.625%
HK$138,186
+HK$7,926/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$260,520/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,362
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,019
−HK$3,710/mo
Today · 4.125%
HK$143,729
baseline
▲ 0.50% · 4.625%
HK$151,305
+HK$7,576/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$287,458/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,594
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$162,497
−HK$4,980/mo
Today · 4.125%
HK$167,477
baseline
▲ 0.50% · 4.625%
HK$177,668
+HK$10,191/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$334,954/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,322
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$180,024
−HK$4,770/mo
Today · 4.125%
HK$184,794
baseline
▲ 0.50% · 4.625%
HK$194,535
+HK$9,741/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$369,588/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,826 · Scale 2, in force from 26 Feb 2026)