LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,555
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,278
−HK$2,767/mo
Today · 4.125%
HK$93,045
baseline
▲ 0.50% · 4.625%
HK$98,707
+HK$5,662/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$186,090/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,404
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,016
−HK$2,650/mo
Today · 4.125%
HK$102,666
baseline
▲ 0.50% · 4.625%
HK$108,078
+HK$5,412/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$205,332/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,066
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,334
−HK$3,320/mo
Today · 4.125%
HK$111,654
baseline
▲ 0.50% · 4.625%
HK$118,448
+HK$6,794/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$223,308/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,885
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,019
−HK$3,181/mo
Today · 4.125%
HK$123,200
baseline
▲ 0.50% · 4.625%
HK$129,694
+HK$6,494/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$246,400/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,577
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,390
−HK$3,873/mo
Today · 4.125%
HK$130,263
baseline
▲ 0.50% · 4.625%
HK$138,190
+HK$7,927/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$260,526/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,365
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$140,023
−HK$3,710/mo
Today · 4.125%
HK$143,733
baseline
▲ 0.50% · 4.625%
HK$151,309
+HK$7,576/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$287,466/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,599
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$162,501
−HK$4,981/mo
Today · 4.125%
HK$167,482
baseline
▲ 0.50% · 4.625%
HK$177,672
+HK$10,190/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$334,964/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,327
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$180,029
−HK$4,770/mo
Today · 4.125%
HK$184,799
baseline
▲ 0.50% · 4.625%
HK$194,540
+HK$9,741/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$369,598/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,870 · Scale 2, in force from 26 Feb 2026)