LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,561
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,285
−HK$2,767/mo
Today · 4.125%
HK$93,052
baseline
▲ 0.50% · 4.625%
HK$98,714
+HK$5,662/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$186,104/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,411
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,024
−HK$2,650/mo
Today · 4.125%
HK$102,674
baseline
▲ 0.50% · 4.625%
HK$108,086
+HK$5,412/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$205,348/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,074
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,342
−HK$3,321/mo
Today · 4.125%
HK$111,663
baseline
▲ 0.50% · 4.625%
HK$118,457
+HK$6,794/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$223,326/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,893
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,028
−HK$3,181/mo
Today · 4.125%
HK$123,209
baseline
▲ 0.50% · 4.625%
HK$129,703
+HK$6,494/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$246,418/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,586
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,399
−HK$3,874/mo
Today · 4.125%
HK$130,273
baseline
▲ 0.50% · 4.625%
HK$138,200
+HK$7,927/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$260,546/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,375
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$140,033
−HK$3,710/mo
Today · 4.125%
HK$143,743
baseline
▲ 0.50% · 4.625%
HK$151,320
+HK$7,577/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$287,486/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,610
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,513
−HK$4,981/mo
Today · 4.125%
HK$167,494
baseline
▲ 0.50% · 4.625%
HK$177,685
+HK$10,191/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$334,988/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,340
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,042
−HK$4,771/mo
Today · 4.125%
HK$184,813
baseline
▲ 0.50% · 4.625%
HK$194,555
+HK$9,742/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$369,626/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,631,989 · Scale 2, in force from 26 Feb 2026)