LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,562
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$90,286
−HK$2,767/mo
Today · 4.125%
HK$93,053
baseline
▲ 0.50% · 4.625%
HK$98,715
+HK$5,662/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$186,106/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,412
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$100,025
−HK$2,650/mo
Today · 4.125%
HK$102,675
baseline
▲ 0.50% · 4.625%
HK$108,087
+HK$5,412/mo
Deposit HK$19.20M · loan HK$19.20M · min. income ≈ HK$205,350/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,075
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,343
−HK$3,321/mo
Today · 4.125%
HK$111,664
baseline
▲ 0.50% · 4.625%
HK$118,458
+HK$6,794/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$223,328/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,894
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,030
−HK$3,180/mo
Today · 4.125%
HK$123,210
baseline
▲ 0.50% · 4.625%
HK$129,704
+HK$6,494/mo
Deposit HK$15.36M · loan HK$23.04M · min. income ≈ HK$246,420/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,587
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,400
−HK$3,874/mo
Today · 4.125%
HK$130,274
baseline
▲ 0.50% · 4.625%
HK$138,201
+HK$7,927/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$260,548/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,377
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$140,034
−HK$3,711/mo
Today · 4.125%
HK$143,745
baseline
▲ 0.50% · 4.625%
HK$151,322
+HK$7,577/mo
Deposit HK$11.52M · loan HK$26.88M · min. income ≈ HK$287,490/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,612
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,515
−HK$4,981/mo
Today · 4.125%
HK$167,496
baseline
▲ 0.50% · 4.625%
HK$177,687
+HK$10,191/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$334,992/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,342
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,044
−HK$4,771/mo
Today · 4.125%
HK$184,815
baseline
▲ 0.50% · 4.625%
HK$194,557
+HK$9,742/mo
Deposit HK$3.84M · loan HK$34.56M · min. income ≈ HK$369,630/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,007 · Scale 2, in force from 26 Feb 2026)