LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,585
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,309
−HK$2,768/mo
Today · 4.125%
HK$93,077
baseline
▲ 0.50% · 4.625%
HK$98,741
+HK$5,664/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$186,154/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,437
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,050
−HK$2,651/mo
Today · 4.125%
HK$102,701
baseline
▲ 0.50% · 4.625%
HK$108,115
+HK$5,414/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$205,402/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,102
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$108,371
−HK$3,322/mo
Today · 4.125%
HK$111,693
baseline
▲ 0.50% · 4.625%
HK$118,489
+HK$6,796/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$223,386/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,925
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,061
−HK$3,181/mo
Today · 4.125%
HK$123,242
baseline
▲ 0.50% · 4.625%
HK$129,738
+HK$6,496/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$246,484/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,619
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,433
−HK$3,875/mo
Today · 4.125%
HK$130,308
baseline
▲ 0.50% · 4.625%
HK$138,237
+HK$7,929/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$260,616/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,412
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,071
−HK$3,711/mo
Today · 4.125%
HK$143,782
baseline
▲ 0.50% · 4.625%
HK$151,361
+HK$7,579/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$287,564/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,653
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$162,557
−HK$4,982/mo
Today · 4.125%
HK$167,539
baseline
▲ 0.50% · 4.625%
HK$177,733
+HK$10,194/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$335,078/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,387
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,091
−HK$4,772/mo
Today · 4.125%
HK$184,863
baseline
▲ 0.50% · 4.625%
HK$194,607
+HK$9,744/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$369,726/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,428 · Scale 2, in force from 26 Feb 2026)