LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,589
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,313
−HK$2,769/mo
Today · 4.125%
HK$93,082
baseline
▲ 0.50% · 4.625%
HK$98,745
+HK$5,663/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$186,164/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,442
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,055
−HK$2,651/mo
Today · 4.125%
HK$102,706
baseline
▲ 0.50% · 4.625%
HK$108,120
+HK$5,414/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$205,412/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,107
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$108,376
−HK$3,322/mo
Today · 4.125%
HK$111,698
baseline
▲ 0.50% · 4.625%
HK$118,494
+HK$6,796/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$223,396/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,930
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$120,066
−HK$3,182/mo
Today · 4.125%
HK$123,248
baseline
▲ 0.50% · 4.625%
HK$129,744
+HK$6,496/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$246,496/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,625
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,439
−HK$3,875/mo
Today · 4.125%
HK$130,314
baseline
▲ 0.50% · 4.625%
HK$138,244
+HK$7,930/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$260,628/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,419
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,077
−HK$3,712/mo
Today · 4.125%
HK$143,789
baseline
▲ 0.50% · 4.625%
HK$151,368
+HK$7,579/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$287,578/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,660
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$162,564
−HK$4,983/mo
Today · 4.125%
HK$167,547
baseline
▲ 0.50% · 4.625%
HK$177,742
+HK$10,195/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$335,094/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,395
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,099
−HK$4,772/mo
Today · 4.125%
HK$184,871
baseline
▲ 0.50% · 4.625%
HK$194,616
+HK$9,745/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$369,742/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,506 · Scale 2, in force from 26 Feb 2026)