LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,589
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,314
−HK$2,768/mo
Today · 4.125%
HK$93,082
baseline
▲ 0.50% · 4.625%
HK$98,746
+HK$5,664/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$186,164/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,442
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,056
−HK$2,651/mo
Today · 4.125%
HK$102,707
baseline
▲ 0.50% · 4.625%
HK$108,121
+HK$5,414/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$205,414/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,107
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,377
−HK$3,322/mo
Today · 4.125%
HK$111,699
baseline
▲ 0.50% · 4.625%
HK$118,495
+HK$6,796/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$223,398/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,931
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,067
−HK$3,181/mo
Today · 4.125%
HK$123,248
baseline
▲ 0.50% · 4.625%
HK$129,745
+HK$6,497/mo
Deposit HK$15.36M · loan HK$23.05M · min. income ≈ HK$246,496/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,625
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,440
−HK$3,875/mo
Today · 4.125%
HK$130,315
baseline
▲ 0.50% · 4.625%
HK$138,244
+HK$7,929/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$260,630/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,419
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,078
−HK$3,712/mo
Today · 4.125%
HK$143,790
baseline
▲ 0.50% · 4.625%
HK$151,369
+HK$7,579/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$287,580/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,661
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$162,565
−HK$4,983/mo
Today · 4.125%
HK$167,548
baseline
▲ 0.50% · 4.625%
HK$177,743
+HK$10,195/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$335,096/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,396
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,100
−HK$4,772/mo
Today · 4.125%
HK$184,872
baseline
▲ 0.50% · 4.625%
HK$194,617
+HK$9,745/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$369,744/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,516 · Scale 2, in force from 26 Feb 2026)