LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,597
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,322
−HK$2,768/mo
Today · 4.125%
HK$93,090
baseline
▲ 0.50% · 4.625%
HK$98,754
+HK$5,664/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$186,180/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,451
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,064
−HK$2,651/mo
Today · 4.125%
HK$102,715
baseline
▲ 0.50% · 4.625%
HK$108,130
+HK$5,415/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$205,430/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,116
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,386
−HK$3,322/mo
Today · 4.125%
HK$111,708
baseline
▲ 0.50% · 4.625%
HK$118,505
+HK$6,797/mo
Deposit HK$15.37M · loan HK$23.05M · min. income ≈ HK$223,416/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,941
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$120,077
−HK$3,182/mo
Today · 4.125%
HK$123,259
baseline
▲ 0.50% · 4.625%
HK$129,756
+HK$6,497/mo
Deposit HK$15.37M · loan HK$23.05M · min. income ≈ HK$246,518/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,635
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,450
−HK$3,876/mo
Today · 4.125%
HK$130,326
baseline
▲ 0.50% · 4.625%
HK$138,256
+HK$7,930/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$260,652/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,431
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,090
−HK$3,712/mo
Today · 4.125%
HK$143,802
baseline
▲ 0.50% · 4.625%
HK$151,382
+HK$7,580/mo
Deposit HK$11.52M · loan HK$26.89M · min. income ≈ HK$287,604/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,674
−HK$9,888/mo
▼ 0.25% · 3.875%
HK$162,579
−HK$4,983/mo
Today · 4.125%
HK$167,562
baseline
▲ 0.50% · 4.625%
HK$177,757
+HK$10,195/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$335,124/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,411
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$180,115
−HK$4,773/mo
Today · 4.125%
HK$184,888
baseline
▲ 0.50% · 4.625%
HK$194,634
+HK$9,746/mo
Deposit HK$3.84M · loan HK$34.57M · min. income ≈ HK$369,776/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$1,632,651 · Scale 2, in force from 26 Feb 2026)