LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,625
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,351
−HK$2,769/mo
Today · 4.125%
HK$93,120
baseline
▲ 0.50% · 4.625%
HK$98,787
+HK$5,667/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$186,240/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,482
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,097
−HK$2,652/mo
Today · 4.125%
HK$102,749
baseline
▲ 0.50% · 4.625%
HK$108,165
+HK$5,416/mo
Deposit HK$19.21M · loan HK$19.21M · min. income ≈ HK$205,498/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,151
−HK$6,593/mo
▼ 0.25% · 3.875%
HK$108,421
−HK$3,323/mo
Today · 4.125%
HK$111,744
baseline
▲ 0.50% · 4.625%
HK$118,544
+HK$6,800/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$223,488/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,979
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$120,116
−HK$3,183/mo
Today · 4.125%
HK$123,299
baseline
▲ 0.50% · 4.625%
HK$129,798
+HK$6,499/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$246,598/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,676
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,492
−HK$3,877/mo
Today · 4.125%
HK$130,369
baseline
▲ 0.50% · 4.625%
HK$138,301
+HK$7,932/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$260,738/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,475
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,136
−HK$3,713/mo
Today · 4.125%
HK$143,849
baseline
▲ 0.50% · 4.625%
HK$151,431
+HK$7,582/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$287,698/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,726
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$162,632
−HK$4,985/mo
Today · 4.125%
HK$167,617
baseline
▲ 0.50% · 4.625%
HK$177,816
+HK$10,199/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,234/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,468
−HK$9,480/mo
▼ 0.25% · 3.875%
HK$180,174
−HK$4,774/mo
Today · 4.125%
HK$184,948
baseline
▲ 0.50% · 4.625%
HK$194,697
+HK$9,749/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,896/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,187 · Scale 2, in force from 26 Feb 2026)