LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,639
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,365
−HK$2,770/mo
Today · 4.125%
HK$93,135
baseline
▲ 0.50% · 4.625%
HK$98,802
+HK$5,667/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,270/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,498
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,113
−HK$2,652/mo
Today · 4.125%
HK$102,765
baseline
▲ 0.50% · 4.625%
HK$108,182
+HK$5,417/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,530/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,167
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,438
−HK$3,324/mo
Today · 4.125%
HK$111,762
baseline
▲ 0.50% · 4.625%
HK$118,563
+HK$6,801/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$223,524/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,997
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,135
−HK$3,183/mo
Today · 4.125%
HK$123,318
baseline
▲ 0.50% · 4.625%
HK$129,819
+HK$6,501/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$246,636/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,695
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,512
−HK$3,877/mo
Today · 4.125%
HK$130,389
baseline
▲ 0.50% · 4.625%
HK$138,323
+HK$7,934/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$260,778/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,497
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,158
−HK$3,713/mo
Today · 4.125%
HK$143,871
baseline
▲ 0.50% · 4.625%
HK$151,455
+HK$7,584/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$287,742/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,751
−HK$9,892/mo
▼ 0.25% · 3.875%
HK$162,658
−HK$4,985/mo
Today · 4.125%
HK$167,643
baseline
▲ 0.50% · 4.625%
HK$177,844
+HK$10,201/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,286/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,496
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,203
−HK$4,775/mo
Today · 4.125%
HK$184,978
baseline
▲ 0.50% · 4.625%
HK$194,728
+HK$9,750/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,956/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,444 · Scale 2, in force from 26 Feb 2026)