LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,643
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,369
−HK$2,770/mo
Today · 4.125%
HK$93,139
baseline
▲ 0.50% · 4.625%
HK$98,806
+HK$5,667/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,278/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,502
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,117
−HK$2,653/mo
Today · 4.125%
HK$102,770
baseline
▲ 0.50% · 4.625%
HK$108,187
+HK$5,417/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,540/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,171
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$108,443
−HK$3,324/mo
Today · 4.125%
HK$111,767
baseline
▲ 0.50% · 4.625%
HK$118,567
+HK$6,800/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$223,534/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,002
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,140
−HK$3,183/mo
Today · 4.125%
HK$123,323
baseline
▲ 0.50% · 4.625%
HK$129,824
+HK$6,501/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$246,646/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,700
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,517
−HK$3,877/mo
Today · 4.125%
HK$130,394
baseline
▲ 0.50% · 4.625%
HK$138,329
+HK$7,935/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$260,788/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,503
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,164
−HK$3,713/mo
Today · 4.125%
HK$143,877
baseline
▲ 0.50% · 4.625%
HK$151,461
+HK$7,584/mo
Deposit HK$11.53M · loan HK$26.90M · min. income ≈ HK$287,754/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,757
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,664
−HK$4,986/mo
Today · 4.125%
HK$167,650
baseline
▲ 0.50% · 4.625%
HK$177,851
+HK$10,201/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,300/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,503
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,210
−HK$4,775/mo
Today · 4.125%
HK$184,985
baseline
▲ 0.50% · 4.625%
HK$194,736
+HK$9,751/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,970/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,511 · Scale 2, in force from 26 Feb 2026)