LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,644
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,371
−HK$2,770/mo
Today · 4.125%
HK$93,141
baseline
▲ 0.50% · 4.625%
HK$98,808
+HK$5,667/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,282/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,504
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,119
−HK$2,652/mo
Today · 4.125%
HK$102,771
baseline
▲ 0.50% · 4.625%
HK$108,189
+HK$5,418/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,542/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,173
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$108,445
−HK$3,324/mo
Today · 4.125%
HK$111,769
baseline
▲ 0.50% · 4.625%
HK$118,569
+HK$6,800/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$223,538/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,004
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$120,142
−HK$3,184/mo
Today · 4.125%
HK$123,326
baseline
▲ 0.50% · 4.625%
HK$129,826
+HK$6,500/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$246,652/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,702
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,519
−HK$3,878/mo
Today · 4.125%
HK$130,397
baseline
▲ 0.50% · 4.625%
HK$138,331
+HK$7,934/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,794/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,505
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,166
−HK$3,714/mo
Today · 4.125%
HK$143,880
baseline
▲ 0.50% · 4.625%
HK$151,464
+HK$7,584/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$287,760/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,760
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,667
−HK$4,986/mo
Today · 4.125%
HK$167,653
baseline
▲ 0.50% · 4.625%
HK$177,854
+HK$10,201/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,306/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,506
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,213
−HK$4,775/mo
Today · 4.125%
HK$184,988
baseline
▲ 0.50% · 4.625%
HK$194,739
+HK$9,751/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,976/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,540 · Scale 2, in force from 26 Feb 2026)