LTV · monthly repayment
▼ 0.50% · 3.625%
HK$87,647
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,373
−HK$2,770/mo
Today · 4.125%
HK$93,143
baseline
▲ 0.50% · 4.625%
HK$98,810
+HK$5,667/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$186,286/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,506
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,121
−HK$2,653/mo
Today · 4.125%
HK$102,774
baseline
▲ 0.50% · 4.625%
HK$108,191
+HK$5,417/mo
Deposit HK$19.22M · loan HK$19.22M · min. income ≈ HK$205,548/mo (50% DSR)
Upfront cash ≈ HK$20.85M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,176
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,447
−HK$3,324/mo
Today · 4.125%
HK$111,771
baseline
▲ 0.50% · 4.625%
HK$118,572
+HK$6,801/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$223,542/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,007
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$120,145
−HK$3,184/mo
Today · 4.125%
HK$123,329
baseline
▲ 0.50% · 4.625%
HK$129,829
+HK$6,500/mo
Deposit HK$15.37M · loan HK$23.06M · min. income ≈ HK$246,658/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,705
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,522
−HK$3,878/mo
Today · 4.125%
HK$130,400
baseline
▲ 0.50% · 4.625%
HK$138,334
+HK$7,934/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$260,800/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,508
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,169
−HK$3,714/mo
Today · 4.125%
HK$143,883
baseline
▲ 0.50% · 4.625%
HK$151,468
+HK$7,585/mo
Deposit HK$11.53M · loan HK$26.91M · min. income ≈ HK$287,766/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,764
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,671
−HK$4,986/mo
Today · 4.125%
HK$167,657
baseline
▲ 0.50% · 4.625%
HK$177,858
+HK$10,201/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$335,314/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,511
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,218
−HK$4,775/mo
Today · 4.125%
HK$184,993
baseline
▲ 0.50% · 4.625%
HK$194,744
+HK$9,751/mo
Deposit HK$3.84M · loan HK$34.59M · min. income ≈ HK$369,986/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$1,633,578 · Scale 2, in force from 26 Feb 2026)